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Explore Bank of Baroda’s home loans

  • Target group
  • Purpose
  • Eligibility
  • Amount of Loan
  • Rate of interest
  • Repayment Period
  • Margin
  • Security
  • Other terms
  • Arrangement fee

Employees working with Govt./parasitals/ reputed organizations. Self Employed persons

(a) For construction /acquisition of new dwelling unit
(b) For purchase of old dwelling unit not more than 5/7 years
(c) For purchase of plot and construction of house thereon
(d) For repair/ renovation

salaried person 25 times of Gross salary, Self Employed person 2.50times of gross annual income as per BURS return. For salaried person satisfactory operative account should be with us for at least 6 months

P2.50mn

From Prime plus 2 % to Prime rate depending upon the value of security and repayment capacity, take home salary, cash margin provided etc

Maximum180 months including moratorium

25% on construction/ repair and renovation 30% on purchase of old dwelling unit and 35% on purchase of plot

Mortgage of property

Deductions not to exceed 60% of the total salary

Processing charges-0.50% minP300, Documentation Charges P300. Legal charges actual

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